Company car import on lease

A car from the EU on a finance or operating lease for your company. You sign the lease with the leasing company, and we help with advice, handle the seller and the entire import - turnkey.

In short

A company can finance a car from the EU with a business lease through a leasing company in Croatia. The company arranges the lease directly with the leasing company, and we help with advice and can recommend leasing companies. We also check the car and the dealership, prepare the calculation, align the purchase abroad with the leasing terms and arrange transport, PPMV and paperwork.

Who the service is for

  • For companies and sole traders that finance vehicles with leasing.
  • For management company cars and fleet vehicles.
  • For companies that want a wider choice than the local market.

How business leasing of a car from the EU works

For cars from abroad, it is essential that the purchase, the documents and the import comply with the leasing company's terms.

You sign the lease directly with the leasing company, and we help you: we advise, recommend leasing companies if you wish, check the car and the dealership, provide the vehicle data the leasing company needs, align the contract and payment with the leasing terms and arrange transport, homologation and PPMV.

Finance or operating lease

With a finance lease, the car becomes the company's property after it is paid off. An operating lease is a long-term rental with a residual value at the end of the contract. Which is better depends on the company's business and accounting - you can get terms for both in the offer.

VAT with business leasing

Croatian VAT (25%) is charged on the net price of a car in the VAT system. The company's right to deduct input VAT is 50% for passenger cars and 100% for commercial vehicles. We recommend aligning the tax treatment of the lease instalments with your accountant.

How to recognise a car with VAT in a listing

For business leasing and input VAT deduction it matters whether the car is in the VAT system. You can recognise it in a listing like this:

  • Mobile.de: the net price and the VAT rate (e.g. 19%) are shown below the price.
  • AutoScout24: a small number 1 next to the price of a car with deductible VAT (a footnote saying VAT is shown).
  • On Mobile.de and AutoScout24 you can use the filters to show only cars with deductible VAT.
  • The German labels "MwSt. ausweisbar" or "USt. ausweisbar" mean the car is in the VAT system.
  • "Differenzbesteuert" or "MwSt. nicht ausweisbar" means margin taxation - VAT is not shown and cannot be deducted.

Company car import on lease - step by step

  1. You send the vehicle link or the specification.
  2. We check the car by VIN and the dealership.
  3. We prepare a calculation of the total cost.
  4. The company arranges the lease with the leasing company - we advise and recommend leasing companies if you wish.
  5. We align the contract with the seller and the payment with the leasing terms.
  6. We arrange transport on an insured transporter, homologation, the customs declaration for PPMV and the paperwork.
  7. The company picks up the car ready for registration.

How does it work?

  1. You send a link or tell us what you are looking for

    A link from Mobile.de, AutoScout24 or another platform. If you are still searching, describe the car, budget and equipment.

  2. We check the vehicle, the seller and the documents

    History and damage by VIN, documents, CO₂ and the dealership. We only work with verified dealerships.

  3. You receive our findings and an offer

    What we found, an estimate of the special motor vehicle tax (PPMV) and the total cost up to registration.

  4. We arrange the purchase and payment

    Price negotiation, contract review, payment in full or financing.

  5. Transport, homologation and paperwork

    Transport on an insured transporter, manufacturer certificate, homologation, customs declaration for PPMV, temporary plates.

  6. You pick up the car

    Handover of a vehicle ready for registration in Croatia.

What is included

Turnkey: you choose the car, we organise everything else.

Search and checks

  • Vehicle search
  • Vehicle check by VIN
  • Check for paid insurance damage claims
  • Check of vehicle documents
  • Vehicle history check
  • CO₂ check
  • Dealership check

Purchase and finance

  • Calculation of the special motor vehicle tax (PPMV)
  • Price negotiation in your interest
  • Preparation and review of the purchase contract
  • Financing
  • Bank fees and commissions

Transport and paperwork

  • Transport on an insured transporter
  • Manufacturer certificate
  • Homologation
  • Temporary plates
  • Parking ticket at the customs area
  • Customs declaration for PPMV
  • End-of-life vehicle fee

FAQ

Can a company lease a car from Germany?

Yes. The company arranges the lease with a leasing company in Croatia, and we help with advice and recommendations and handle the purchase abroad, transport and import up to registration.

Who arranges the business lease - the company or you?

The company arranges the lease directly with the leasing company. We help with advice, recommend leasing companies if you wish and align the purchase of the car with the leasing terms.

What is better for a company - a finance or an operating lease?

It depends on the business: with a finance lease the car becomes the company's property, while an operating lease is a rental with a residual value. We recommend deciding together with your accountant.

Can VAT be deducted with a business car lease?

Yes: the right to deduct input VAT is 50% for passenger cars and 100% for commercial vehicles. Confirm the final treatment with your accountant.

How do I calculate a business lease instalment?

You can calculate an estimated monthly or yearly instalment in our leasing calculator. The actual terms are set by the leasing company based on its assessment of the company's creditworthiness.

Do you only work with customers from Međimurje?

No. We are based in Čakovec and arrange car imports for customers from all over Croatia - Zagreb, Split, Rijeka, Osijek, Varaždin and other cities.

We handle the whole process remotely - by phone, WhatsApp and e-mail: from sending the link and checking the car to the contract and payment. You do not have to come in person, not even to sign the contract.

You pick up the car in Čakovec, ready for registration.

Can I buy a car from the EU on lease?

Yes. Leasing is available to both private buyers and companies. You arrange the lease directly with the leasing company - we help with advice and, if you wish, recommend leasing companies.

With leasing, the purchase of the car abroad must be aligned with the terms of the leasing company. You sign the lease, and we help you: we advise on leasing, recommend leasing companies if you wish, provide the vehicle data the leasing company needs and align the purchase and payment with the leasing terms.

You can calculate an estimated instalment in the leasing calculator. The final terms depend on the leasing company, your creditworthiness, the down payment, the term and the car.

Do you buy cars from private sellers?

No. We work only with verified dealerships - not with private sellers or street resellers.

When buying from a verified dealership there is a clear contract, an invoice and a responsible party that stands behind the car and the documents. This also matters for leasing, as leasing companies usually finance cars bought from registered dealers.

If you have found a car sold by a private person, get in touch - we will suggest a similar car from a verified dealership.

How much is the leasing instalment for a car from the EU?

The instalment depends on the price of the car, the down payment, the term, the interest rate and the residual value. You get an estimate straight away in the leasing calculator.

The calculator gives an estimate. The actual offer comes from the leasing company for the chosen car and your status (private buyer or company) - we are happy to advise you and recommend leasing companies.

Calculate an estimated instalment

Can a company buy a car from the EU through you?

Yes. We arrange purchases in the company name, with payment in full or business leasing.

For a company purchase, the tax treatment depends on the status of the car (new or used), how the seller sells it and your company’s VAT status. We determine this for every car before purchase, and we recommend confirming the final tax assessment with your accountant.

All questions

Found the car you want to buy?

Send us the link and we will check what is possible.

Still looking for a car? Tell us what you want